Insurance Adjusters Help Victims: Let’s Break This Myth
When you file an insurance claim, you might want to believe that the insurance adjuster plans to help you win your case. Companies that sell insurance have used ads to show these adjusters as hidden heroes who are always willing to help.
But is this really the case?
Many people think that insurance agents want what’s best for you, but that’s not true. Here is a piece that will help you understand the truth behind this popular myth.
Insurance Adjusters as Saviors
Insurance companies have made it seem like insurance adjusters are on the victim’s side. You may have seen ads or heard stories that make insurance adjusters seem like caring and dedicated workers. They act like committed people whose job it is to help you through the claims process. The skilled lawyers at Lucas, Macyszyn & Dyer Law Firm, or other reputed law firm stress how important it is for you to understand that this is just an insurance company’s way of advertising. The goal of these moves is to earn your trust.
Adjusters Work for Insurance Companies
To understand the myth, you need to know what insurance adjusters do in real life. They work for the insurance company, not you, despite what some people think. For the sake of protecting the insurer’s money, their main job is to look into and evaluate your claim.
Keep in mind that insurance companies are in the business of making money. It is in the best interest of insurers to handle cases efficiently and keep making money. Giving you fair compensation is at odds with the insurance company’s main job, which is making a profit.
Profit vs. Your Fair Compensation
The primary goal of insurance companies is to make money, which means that insurance adjusters do not always care about what’s best for you. Their main goal is to make as much money as possible while paying out as little as possible.
In the end, this can have a direct effect on your chances of getting fair compensation for your loss. Having this in mind, it is unclear how objective the insurance adjusters are when they look at and settle your claim.
Insurance Adjusters Focus on Minimizing Your Payout
Insurance adjusters exploit various tactics to protect the insurer’s interests and lower your compensation. Some of these strategies are
- Disputing the amount of your losses
- Delaying the processing of your claim
- Forcing you to accept a settlement that is less than what you deserve
Moreover, insurance companies spend a lot of money to teach their adjusters how to negotiate in a way that protects their own interests. Such deliberate ways of lowering your compensation call into question the idea that insurance adjusters are on your side.
Navigating Your Claims Process
Knowing and understanding your rights as a victim while your claim is being processed is essential. Take some time to write down your losses, learn about insurance coverage, and talk to a lawyer. You have the right to challenge claim rejections and work out a fair deal. Get rid of the idea that adjusters will help you by taking care of the process for your claim and standing up for what’s yours.
Conclusion
Victims mostly believe that insurance adjusters are their heroes. Even though they deal with cases, adjusters are very loyal to the companies that hire them. There is a conflict of interest because the business wants to make money and people are trying to lower wages. To clear up the myth and fight for the compensation you deserve, you should know your rights, be involved in the claims process, and talk to a lawyer.
